diff --git a/modules/sdk-core/src/bitgo/wallet/wallet.ts b/modules/sdk-core/src/bitgo/wallet/wallet.ts
index 4d43c53b77..8909f33e34 100644
--- a/modules/sdk-core/src/bitgo/wallet/wallet.ts
+++ b/modules/sdk-core/src/bitgo/wallet/wallet.ts
@@ -1462,8 +1462,12 @@ export class Wallet implements IWallet {
       addressParams.evmKeyRingReferenceAddress = evmKeyRingReferenceAddress;
     }
 
-    // get keychains for address verification
-    const keychains = await Promise.all(this._wallet.keys.map((k) => this.baseCoin.keychains().get({ id: k, reqId })));
+    // OFC coins skip address verification (isWalletAddress throws MethodNotImplementedError),
+    // so fetching keychains is unnecessary and can fail for server-managed keys.
+    const keychains =
+      this.baseCoin.getFamily() === 'ofc'
+        ? []
+        : await Promise.all(this._wallet.keys.map((k) => this.baseCoin.keychains().get({ id: k, reqId })));
     const rootAddress = _.get(this._wallet, 'receiveAddress.address');
 
     const newAddresses = _.times(count, async () => {
diff --git a/modules/sdk-core/test/unit/bitgo/wallet/ofcWalletAddressCreation.ts b/modules/sdk-core/test/unit/bitgo/wallet/ofcWalletAddressCreation.ts
new file mode 100644
index 0000000000..d1d1cacd96
--- /dev/null
+++ b/modules/sdk-core/test/unit/bitgo/wallet/ofcWalletAddressCreation.ts
@@ -0,0 +1,154 @@
+/**
+ * @prettier
+ */
+import sinon from 'sinon';
+import 'should';
+import { Wallet } from '../../../../src/bitgo/wallet/wallet';
+import { OfcToken } from '../../../../src/coins';
+
+const OFC_ZEC_CONFIG = {
+  coin: 'ofczec',
+  decimalPlaces: 8,
+  name: 'OFCZEC',
+  type: 'ofczec',
+  backingCoin: 'zec',
+  isFiat: false,
+};
+
+describe('Wallet - OFC createAddress', function () {
+  let mockBitGo: any;
+  let ofcToken: OfcToken;
+  let keychainsGetStub: sinon.SinonStub;
+
+  function makePostChain(resolved: unknown): any {
+    const chain: any = {};
+    chain.send = sinon.stub().returns(chain);
+    chain.result = sinon.stub().resolves(resolved);
+    return chain;
+  }
+
+  beforeEach(function () {
+    keychainsGetStub = sinon.stub().resolves({ id: 'user-key-id', pub: 'xpub-value' });
+    mockBitGo = {
+      url: sinon.stub().returns('https://test.bitgo.com/'),
+      post: sinon.stub(),
+      setRequestTracer: sinon.stub(),
+    };
+    ofcToken = new OfcToken(mockBitGo, OFC_ZEC_CONFIG);
+    mockBitGo.coin = sinon.stub().returns(ofcToken);
+    sinon.stub(OfcToken.prototype, 'keychains').returns({ get: keychainsGetStub } as any);
+  });
+
+  afterEach(function () {
+    sinon.restore();
+  });
+
+  const mockAddressResponse = {
+    id: 'new-address-id',
+    address: 'bg-aabbccddeeff00112233445566778899',
+    chain: 0,
+    index: 1,
+  };
+
+  describe('single-key OFC wallet (userKeySigningRequired: true)', function () {
+    it('should create a receive address without fetching any keychains', async function () {
+      const walletData = {
+        id: 'wallet-id',
+        coin: 'ofc',
+        keys: ['user-key-id'],
+        type: 'trading',
+        multisigType: 'onchain',
+        enterprise: 'ent-id',
+        userKeySigningRequired: true,
+      };
+      const wallet = new Wallet(mockBitGo, ofcToken, walletData);
+      mockBitGo.post.returns(makePostChain(mockAddressResponse));
+
+      const result = await wallet.createAddress({ onToken: 'ofczec' });
+
+      result.should.have.property('id', 'new-address-id');
+      result.should.have.property('address', 'bg-aabbccddeeff00112233445566778899');
+      keychainsGetStub.called.should.be.false();
+    });
+  });
+
+  describe('two-key OFC wallet (userKeySigningRequired: false)', function () {
+    it('should create a receive address without fetching keychains', async function () {
+      const walletData = {
+        id: 'wallet-id',
+        coin: 'ofc',
+        keys: ['user-key-id', 'bitgo-key-id'],
+        type: 'trading',
+        multisigType: 'onchain',
+        enterprise: 'ent-id',
+        userKeySigningRequired: false,
+      };
+      const wallet = new Wallet(mockBitGo, ofcToken, walletData);
+      mockBitGo.post.returns(makePostChain(mockAddressResponse));
+
+      const result = await wallet.createAddress({ onToken: 'ofczec' });
+
+      result.should.have.property('id', 'new-address-id');
+      keychainsGetStub.called.should.be.false();
+    });
+
+    it('should succeed even if keychains().get() would fail for a server-managed key', async function () {
+      keychainsGetStub.rejects(new Error('key not found'));
+      const walletData = {
+        id: 'wallet-id',
+        coin: 'ofc',
+        keys: ['user-key-id', 'bitgo-key-id'],
+        type: 'trading',
+        multisigType: 'onchain',
+        enterprise: 'ent-id',
+        userKeySigningRequired: false,
+      };
+      const wallet = new Wallet(mockBitGo, ofcToken, walletData);
+      mockBitGo.post.returns(makePostChain(mockAddressResponse));
+
+      const result = await wallet.createAddress({ onToken: 'ofczec' });
+      result.should.have.property('id', 'new-address-id');
+    });
+  });
+
+  describe('non-OFC wallet (eth)', function () {
+    it('should still fetch keychains for address verification', async function () {
+      const mockEthCoin: any = {
+        getFamily: sinon.stub().returns('eth'),
+        isEVM: sinon.stub().returns(true),
+        supportsTss: sinon.stub().returns(false),
+        url: sinon.stub().returns('/api/v2/eth/wallet/wallet-id/address'),
+        isWalletAddress: sinon.stub().resolves(true),
+        keychains: sinon.stub().returns({ get: keychainsGetStub }),
+      };
+      const walletData = {
+        id: 'wallet-id',
+        coin: 'eth',
+        keys: ['user-key-id', 'backup-key-id', 'bitgo-key-id'],
+        coinSpecific: { pendingChainInitialization: false },
+      };
+      const wallet = new Wallet(mockBitGo, mockEthCoin, walletData);
+      mockBitGo.post.returns(makePostChain({ id: 'eth-addr-id', address: '0xabc', coinSpecific: {} }));
+
+      await wallet.createAddress({});
+
+      keychainsGetStub.callCount.should.equal(3);
+    });
+  });
+
+  describe('missing onToken parameter', function () {
+    it('should throw for OFC wallets when onToken is omitted', async function () {
+      const walletData = {
+        id: 'wallet-id',
+        coin: 'ofc',
+        keys: ['user-key-id'],
+        type: 'trading',
+        multisigType: 'onchain',
+        enterprise: 'ent-id',
+      };
+      const wallet = new Wallet(mockBitGo, ofcToken, walletData);
+
+      await wallet.createAddress({}).should.be.rejectedWith('onToken is a mandatory parameter for OFC wallets');
+    });
+  });
+});